We're curious about: SOLARCOM
Looking for Accurate Weather Forecasts? Click here.

Idea: when collectors call

Welcome to http:// alturasllc .az.com

AZ AZ.COM 2011 ZORGIUM: The owner of the unique content which we abstracted has a web page that our search engine cached here. For your convenience, our search engine enhancement has rendered it script and pop-up free. Proceed from our abstracted version to the owner's website in our frame page when you have determined you have further interest. We've included a hyperlink above in blue that will take you to the original fully formatted article and sources when clicked. We've also included hyperlinks to alternatives below in blue. AZ.COM AZ Zorgium provides endorsement free abstractions.

These following stats are for our tracking and internal use only:
SiteClicks: 61%, SegmentsViewed: 89%, Weight: 88%
ForwardChainedVisitors: 60%, LinkBacks: 56%, VerControl: 1.17

IDEA Alternates: translatej ie4150 themark3 orbisco marijojp bt323 acunatura bfconsp djrmusic alstirlmot z fxgrowthb paulsteven topracing1 soothsayer gterminate kanne7 marxana kickbutt indyebook2 fundbook1 successmx exsystem rapidinc
IDEA Favorites: 7628736 baldassare az-co-az az-sspykiller-az azeasyhealthandsafetyaz hyonval21 incredipoptoons azmywpblogguideaz ezdominate az-socialmoneymagnet-az

Abstract

#Credit Card Debt Lawsuit Credit Card Debt Lawsuit RSS Feed

* Home
* Contact Us
* Resources
* Stop Wage Garnishment
* FDCPA Full Text

Credit Card Debt Lawsuit

Stop collection calls and win your credit card debt lawsuit!

by Blake on September 26, 2010

For all those that are being sued by a collection company or getting
threatening phone calls...

"Want to fight back and win?

"Do you make these common mistakes when talking to creditors?

Do you...
1. Ignore collections calls until it's too late?
2. Wait to long to respond and end up waiving your rights?
3. Panic when they sue you and do whatever you can to settle?
4. Make settlement arrangements that go on and on forever?
5. Assume that you will lose in court?
6. Let them dictate the terms of a settlement agreement?
7. Hide because you don't know how to defend yourself and fight back?

From experience, I can tell you exactly how to put debt collectors on
the
defensive, and put you in the driver's seat. Very few people actually
fight back when they are collected on, the biggest dirtiest secret is
that if you do fight back, there's almost nothing they can do to win a
case against you. What you need are the tools..."

Blake Furlow
(Debt Collector and Author)

FROM THE NEW YORK TIMES, October 31, 2010: "The majority of lawsuits
filed in debt collection cases go unanswered, which is why most end
with default judgments -- victories for creditors that allow them to
use court officers or sheriffs to garnish wages or freeze bank
accounts, among other remedies.... In those instances when a consumer
hires a lawyer, the consumer often prevails."

credit-card-debt-lawsuit-

5 Easy to Read Books Walk You Through The Process!

You can learn...
1. How to make the collection calls stop IMMEDIATELY.
2. How to respond in a court case and even get it dismissed.
3. How to file a complaint against them for violating the FDCPA.
4. How to get a judgment overturned if they already have one against
you.
5. How to make a wage garnishment stop.
6. How to make them PROVE the debt is real.

"I had no idea it could be so easy, after the first chapter my outlook
changed and I started asking them questions. When I asked the
collection agent for THEIR ADDRESS she was taken aback, when I told her
I was going to send her a debt validation letter she HUNG UP!!!"

Just by spending a few minutes with my book...

You will begin to feel empowered to start asking the collectors the
tough questions.

You'll steal the initiative form them and TAKE CONTROL of the conversation.
They may hang up on you!

"I WANTED to settle my debt but the interest and fees were so high, it
was RIDICULOUS. After I asked them the questions that Blake told me to
ask I got them to take off all the late fees and interest and settle
for 1/2 of the original balance. I was blown away by how easy it was,
it was like I was back in control".-Adrian P.

No matter what stage of debt collection you're in whether they just
sent you the first notice or they just filed a lawsuit against you NOW
IS THE TIME TO FIGHT BACK AND ASSERT YOUR RIGHTS!!!

TEST

Buy Now and Save 50%!

---------> BUY NOW FOR ONLY $39<----------

Click add to cart and save $40... that's 50% off the regular $79 price!

You have the motivation, now you need the skills to....

1. Send a validation letter.
2. Defend yourself in court.
3. Discover ALL the evidence they have against you.
4. Sue THEM every time they violate the FDCPA, for $1,000 per
violation.
5. Ask the right questions to get them to lower your balance over the
phone.
6. Understand their strategies and what they want.

"After reading the special strategy section Blake helped me understand
exactly what they were trying to do and it was no longer scary, it was
like seeing the ending of the story before it began. I didn't feel any
stress anymore".

Every day that goes by your options shrink. You only have 30 days to
file a
validation letter, after that time elapses YOU LOSE YOUR RIGHT to file
one.

The longer a judgment sits the harder it is to overturn it. If you're
negotiating with a creditor and you feel they have treated you unfairly
and violated the FDCPA you should file a lawsuit NOW, before you
settle. This will give you leverage.

"I didn't have a clue what the FDCPA was but Blake broke it down into
easy to understand sections that even had sample violations. In my case
the collection company was calling me over and over again which I knew
was wrong but didn't know WHAT to do about it. It ticked me off so much
that I didn't just do what Blake told me to do to make them stop
calling, I also filed a lawsuit against them for violating the FDCPA
and they settled by paying me $700!!! I had no idea I could MAKE money
from debt collectors."

I can teach you how to take control and fight back.

I first realized the power of these strategies myself when I received a
collection letter from a company for an old cell phone bill. I was
intimately aware with theFDCPA because I run a collection company and
we make sure we follow it, but this company didn't! They didn't inform
me that I had a right to request a validation letter so I sued them and
got them to settle for $600.00. Seriously they wrote me a check and I
dismissed my claim against them. I used that money to pay off the bill
and pocketed about $400.00.

Have you been sued by a debt collection company?

Do you know how to file an answer?

Do you just want them to stop calling?

What are you going to do when you get to court?

Can they prove you owe the debt once you get there?

Are they breaking the law???

How are you going to fight back and make them pay?

How can you just make them go away!?

The tools that are provided to you by the law are incredibly
powerful...IF... you know how to use them. It's my mission to see that
everyone that wants to defend themselves from creditors is empowered to
do so and has the knowledge and resources to fight back. That's why I
don't just tell you what to do I give you THE ACTUAL DOCUMENTS I USE to
do it.

TESTIMONIALS

"I've never been involved in a lawsuit, but it's like I got the lights
turned on for me. I knew what to expect, how to handle myself, what to
say. I was pretty nervous when I went to court but I felt confident,
you know, prepared. The judge was nice and I NAILED THEM. I don't think
they saw it coming! In court the judge just looked at them and said,
"gentlemen I'm sorry but if that's all you've got it's not enough" and
he dismissed it RIGHT THERE!!! THANKS BLAKE!

"Sensible advice was what I needed and this book gave it to me. It
wasn't just the advice though, it was the way he gave it. Everything
was followed up with examples and when they talked about filing a form
or sending a letter they didn't just write about it, they gave me an
actual copy of the letter or form so I could use it. I couldn't believe
how easy something that seemed so complicated could be!"

"I actually made money buying this book. I was reading through the
"sample FDCPA violations" and one of them was exactly like what one
collection company had done to me. It made so much sense because I felt
like it was wrong when they did it but I couldn't say why, I just knew
it was wrong. I copied the same complaint that Blake filed when he took
a collection agency to court and filed it at the courthouse. I had no
idea what I was doing but I just followed the steps and before you know
it.... they weren't calling me asking for money, they were calling me
offering money. I wish I had that conversation recorded. I settled and
they're sending the check overnight delivery!"

"I wanted to pay my debts but they kept getting bigger so I just
couldn't. I had tried settling them on my own but the settlements went
on and on and it seemed like I was paying forever. When I missed a few
payments they sued me. That's when I got the book. I ended up
negotiating using the strategies that the book outlines and settling
the whole $4,500 debt for $1,500. I can honestly say this book saved me
$3,000." -Andrew L.

"My wages were being garnished and it was costing me 1/4 of my paycheck
each month. I was so stressed I didn't know what to do. I got the book
and Blake taught me how to get the judgment set aside. It sounds like
magic, but it's really simple once you know what to do. The garnishment
stopped and I was able to work things out with the collection company.
You saved me Blake, I'm forever grateful!" -Sarah P.

"I started getting sued by creditors almost once a week for about two
months and I had NEVER heard of any of them. It turns out my identity
was stolen and NOW THEY WERE COLLECTING ON ME. I had never had any of
their credit cards or anything but they were suing me for LOTS OF
MONEY. I tried to explain it to them but they wouldn't stop. I ended up
having to go to court a couple times and I just followed Blake's advice
and they lost every case. It was so stressful but I got through it."
Jerry G.

"I had cancer about 4 years ago and the hospital bills crushed us, we
had always paid our bills but with the hospital bills and not working
it became difficult just to pay the mortgage and keep the utilities on.
They said they were going to do a "writ of execution" and take the
house. It was so scary I had no idea what to do. It was like it was all
happening to somebody else... I read through the book and found that I
did have choices, I did have options. I think if it wasn't for this
book I probably would have lost my house. A thousand thank you's isn't
enough." -Juan J.

"My husband lost his job and all of a sudden within months we were
getting calls NONSTOP from these creditors and debt collectors and they
all wanted money we didn't have. It was so overwhelming. I sent the
letters and made phone calls and within a few days it was like I had my
life back again. Thanks for restoring the peace in my household once
again." -Misty R.

"I remember we were sitting there with candles because they had just
turned the electricity off. It was rock bottom. I was supposed to start
my new job the next day but I was also supposed to be in court and I
was wondering what I was going to do for my wife and our two boys. A
friend called who knew what we were going through, he said he had
bought this book for me and he thought it could help out with our court
case and save us some money so we could get back on our feet again. He
read me parts of it that night to prepare me for court. It was such a
blessing, my employer gave me an extra hour off for lunch and I
squeezed in that court date and wouldn't you know it, the advice he
gave me worked and they lost. I got paid that day and got the lights
back on. I'm not paying those debt collectors anything anymore, I'm
never going to let it get that bad again." -Hank T.

"We got served by someone just as we were heading out for our annual
4th of July camping trip. This old credit card that we had had like 10
years ago was coming out of nowhere and going to ruin our vacation.
When I got back I found in the book how to use the statute of
limitations to defeat the collection agency in court. Next years 4th of
July was better." -Julie C.

Buy Now and Save 50%!

---------> BUY NOW ONLY $39 <----------

You'll automatically save $40... that's 50% off the regular price of
$79!

Disclaimer: Legal Information Is Not Legal Advice

This site and E-book provides information about the law designed to
help users safely cope with their own legal needs. But legal
information is not the same as legal advice -- the application of law
to an individual's specific circumstances. Although we go to great
lengths to make sure our information is accurate and useful, we
recommend you consult a lawyer if you want professional assurance that
our information, and your interpretation of it, is appropriate to your
particular situation.

All of the information contained within this webpage and the Ebook is
meant as educational material. We do not guarantee results or take any
responsibility over the results created by implementing any of the
strategies contained within this website or resulting Ebook purchase.
It is provided with the understanding that the author and the publisher
are not engaged in rendering legal, accounting, or other professional
advice. The advice contained herein is based upon the author's
personal experience and research and may or may not be correct. The
author wants to stress that the information contained herein and within
the Ebook may be subject to varying state and and/or local laws and
regulations. All users are advised to retain competent counsel to
determine what laws & regulations may pertain to the user's individual
situation. If legal advice or assistance is required, the services of
a licensed professional should be sought.

{ 2 comments }

Get smart with the Thesis WordPress Theme from DIYthemes.

End of Abstract

View Full Article

Find other ZORGIUM pages using AZ.COM:

Enter your search keyword(s) into the search input field of http://az.com
The zorgium specific results appear in the right hand margin.

Find other ZORGIUM pages using your favorite search engine:

Enter your search keyword(s) and the keyword "zorgium" into the search input field of http://bing.com, http://yahoo.com or http://google.com.

Heads up: There's an ongoing spamdexing of Google searchbot algorithms. Sites that are 'copies of copies' and cloaked sites which include Zorgium keywords presented to search engine crawlers yet garbage content presented to human visitors were hosted on thousands of IP addresses and domains registered immediately after the introduction of Zorgium in November of 2009. The Hostgator/'The Planet'/Softlayer datacenters in Texas seem to be the epicenter of this activity in conjunction with anonymously registered domains of various TLD's but primarily .info domains at Godaddy which, in our opinion, has some sort of connection to the domains of goldmint.in and goldmint.org. Google has begun to notice this and has begun to lower the ranking of these sites and put our original sites back on top of the search rankings. These actions, as far as we can tell, negatively impact the use of the keyword 'zorgium' as a search term and provided little benefit, if any, to the perpetrators.

ZORGIUM note to content providers: If you don't want your page to appear in Zorgium's search abstraction then put an exclusion for "Zorgium" in your web server's robots.txt file.

DISCLAIMER: Zorgium is a free world-wide-web engine from AZ.COM. You may use it, but by doing so you agree that your use of other people's information discovered via our website is entirely your responsibility. Enjoy!